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Same-Day COI Available

Get Contractor Insurance in Minutes

Affordable coverage for construction professionals. Get your Certificate of Insurance today and never lose a bid waiting for insurance.

From $59/month
100+ Trades Covered
A+ Rated Carriers
✓ FREE QUOTE IN 2 MINUTES
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Same-day coverage
All trades
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500K+
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$59
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✓ No credit card required • ✓ Takes 2 minutes

Why Contractors Need Insurance

Protect your business and win more jobs

Win More Jobs

Most GCs require a Certificate of Insurance before you can start work. Get your COI instantly.

No COI = No Job

Legal Protection

One accident can lead to lawsuits that could bankrupt your business. Stay protected.

Avg claim: $30,000+

License Compliance

Many states require proof of insurance to maintain your contractor's license.

Fines up to $10,000

Coverage Types

Get the protection your trade requires

General Liability

Property damage & injury

Workers' Comp

Employee injuries

Tools & Equipment

Theft & damage

Commercial Auto

Work vehicles

Common Questions

Quick answers for busy contractors

How much does contractor insurance cost?

Most contractors pay $50-150/month for general liability. Cost varies by trade, revenue, and coverage limits.

How fast can I get a COI?

Same day! Get a quote in 2 minutes and have your Certificate of Insurance within hours.

What trades are covered?

All trades: General contractors, roofers, electricians, plumbers, HVAC, painters, landscapers, and 100+ more.

Do subcontractors need insurance?

Yes! Most GCs require subs to carry their own insurance before starting work.

Ready to Get Covered?

Join 500,000+ contractors with affordable coverage and instant COI delivery

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✓ Same-day COI • ✓ From $59/month • ✓ A+ rated carriers
Advertising Disclosure: Barter Insurance is an advertising-supported comparison service. We may receive compensation from partners when you click links or request quotes. This does not affect our recommendations. We work with top-rated carriers including NEXT Insurance, The Hartford, Thimble, CoverWallet, and Tivly.

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