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Thimble Insurance Reviews

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Thimble Insurance Overview

Thimble Insurance is a modern insurance provider. It caters primarily to small businesses and freelancers. Thimble understands that small businesses are the backbone of the economy, and the company is dedicated to providing small business insurance solutions to help them thrive. Founded with a vision to simplify and modernize the insurance experience, Thimble offers flexible coverage options that cater specifically to the dynamic needs of small business owners. The mission is to empower entrepreneurs by offering accessible, affordable, and customizable insurance solutions that keep pace with their fast-moving enterprises. Focusing on flexibility, this company provides on-demand insurance solutions and innovative coverage options. Thimble stands out in the crowded insurance marketplace by providing unique policies designed for today’s diverse business landscape. With coverage options available by the hour, day, or month, small business owners can purchase insurance that aligns perfectly with their operational needs. Whether you are a freelancer, contractor, or small business owner, policies available include general liability, professional liability, workers’ compensation, and event insurance, among others. The platform allows users to quickly receive a quote in under 60 seconds and secure coverage within minutes. This streamlined process is ideal for businesses that require instant coverage without the hassle of traditional insurance models. Additionally, flexible plans mean coverage can be easily adjusted as businesses grow or change. All the above has made Thimble a perfect choice for those who require shorter coverages for specific projects.

Customer satisfaction is at the heart of Thimble’s operations. Understanding that navigating insurance can be challenging, especially for new entrepreneurs, the user-friendly platform provides clarity and transparency throughout the purchasing process. The mobile app allows policy management on-the-go, making it easy to update coverage or access important documents whenever needed. Thimble caters to over 120 professions across various industries – from event planners and photographers to contractors and fitness instructors – and by that ensuring that every small business can find tailored insurance solutions that meet specific requirements.

With competitive pricing starting as low as $5 for short-term coverage, Thimble is making quality insurance accessible for all. Policies are underwritten by top-rated carriers, ensuring strong protection backed by reliable financial strength.

Thimble Insurance Reviews: Our Expert Opinion

When evaluating an insurance provider, customer feedback is key. Thimble Insurance reviews show an overall positive sentiment. Many users appreciate the flexibility the company offers, particularly for short-term insurance. The ability to purchase coverage quickly (through the app or website) is often mentioned as an advantage. However, some users mention that the limited customer service hours could be improved.

Based on our analysis, we give Thimble Insurance a rating of 9/10. We’ve considered factors like: customer satisfaction, the difficulty of purchasing policies, as well as the variety of coverage options they offer.

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Category Rating Comments
Customer Satisfaction 9/10 Generally positive, with a focus on flexibility.
Ease of Purchase 10/10 Quick and easy through the app or website.
Coverage Options 9/10 Variety of coverage options, customizable to needs.
Customer Service 8/10 Could improve in terms of availability and hours.
Overall Rating 9/10 Great option for small businesses

Thimble Business Insurance: Flexible Coverage for Small Businesses

Thimble Business Insurance is designed to accommodate the needs of small business owners. They understand that clients require flexible options. You may need coverage just for a day. Maybe a week or longer. Thimble allows for policy customization that will suit the duration and scope of your professional activities. Thimble business insurance is especially popular with freelancers, contractors, and event planners. These jobs may not need year-round coverage but require good protection for specific projects. Setting up a policy quickly, as well as the competitive pricing make Thimble a great option for many small businesses.

Thimble General Liability Insurance: Essential Protection for Your Business

General liability insurance is critical for any business’s risk management strategy. Thimble General Liability Insurance provides comprehensive coverage for many different businesses. This policy protects against third-party claims of: bodily injury, property damage, and personal and advertising injury. This insurance is available with Thimble on a flexible basis. Businesses can purchase coverage only when they need it. An on-demand approach is ideal for businesses that operate seasonally or on a project-by-project basis.

Thimble Workers’ Comp: Protecting Your Employees

Do you own a business that employs workers? Thimble Workers’ Compensation provides essential coverage to protect the business as well as its employees. It covers medical expenses and lost wages for employees who are injured on the job. It ensures that your business remains in accordance with state laws, while providing the needed support to your team. Thimble’s workers’ compensation insurance is flexible as well, which means you can adjust coverage based on the current needs of your business at any time.

User Reviews & Ratings

Beyond our expert review, make sure to consider the experiences of other business owners. The user reviews from those who’ve used Thimble Insurance will be valuable. It offers real-time feedback from customers. The review section provides insights into the practical benefits, as well as potential drawbacks of Thimble Insurance. It will be a helping tool for making an informed decision.

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User Reviews

4.7
4.7 out of 5 stars (based on 14 reviews)
Excellent79%
Very good14%
Average7%
Poor0%
Terrible0%

Thimble is perfect for me as a 3 times/week contractor!

July 22, 2025

As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.

Rolland Simmons

Best rates and excellent customer service on my handyman general liability insurance!

July 11, 2025

Excellent customer service. Fast and professional. I got general liability insurance for my handyman service. Rates are better than all other traditional and direct insurance companies. Insurance made simple and extremely easy to use!

Gabi Richmond

Very easy to use!

July 8, 2025

Thimble is easy to use and very cost-effective for many small businesses. Very happy that I’ve found them! No claim experience so far though..

John W

I wish this concept was applied to other insurance products as well!

July 5, 2025

I really love Thimble and their idea of flexible coverage which really fits me as a freelancer. It is a really great concept, and I wish this was applied to other insurance products too!

Dwayne

Excellent flexible coverage solution for my landscaping business!

July 4, 2025

I recently started a small landscaping business and needed insurance quickly. Thimble made the process incredibly easy. I was able to get covered within minutes, and the online platform was straightforward. The flexibility to choose coverage by the month or even by the job is a game changer for someone just starting out. I Highly recommend thimble.

Scott Loyd

Perfect insurance solution for event planners!

June 22, 2025

I recently started my own event planning business and needed insurance that could adapt to my fluctuating schedule. Thimble was the perfect solution! Their ability to offer coverage by the hour or day is a game changer for someone like me who often has last-minute bookings. The online application process was quick and easy – I received a quote in under a minute and had my policy finalized shortly after. I also appreciate the option to customize my coverage based on each event’s specific needs. The peace of mind knowing that I’m covered for liability during events makes all the difference. I highly recommend Thimble for anyone in the events industry looking for flexible insurance solutions.

Kelvin Labadie

Simply and budget-friendly

June 16, 2025

As a freelance graphic designer, I was hesitant about getting liability insurance, thinking it would be complicated and expensive. Thimble made the process incredibly simple! Their platform allowed me to get a quote in seconds, and I could choose coverage that fit my budget perfectly. I opted for a monthly plan since my workload varies, and it’s been fantastic not having to commit to an annual policy. The customer service team was also very helpful when I had questions about adding additional insureds for specific projects. Overall, Thimble has exceeded my expectations and provided me with the security I need to focus on my work.

Mr. Taurean Halvorson

Flexible coverage is on-point for my beauty business!

June 2, 2025

Thimble has been a lifesaver for my small beauty business! I often take on short-term projects, and having access to on-demand insurance is invaluable. The ability to purchase coverage by the hour means I never have to overpay for insurance when I’m not working – yet I am as covered as I have to be! The process is straightforward – just fill out a few quick questions, and I got instant quotes tailored to my needs. I’ve used Thimble multiple times now, and each experience has been seamless. Their app is also very user-friendly, allowing me to manage my policies on the go. For anyone who needs flexible insurance options, Thimble is definitely worth considering.

Jodie Tremblar

Affordable short-term coverage

May 13, 2025

I love how affordable Thimble’s short-term coverage options are! Being able to purchase insurance by the hour or day is perfect for my side gigs.

Pierre Leffler

Tailored coverage per event is just what I needed!

April 8, 2025

As an event planner, Thimble’s flexibility is perfect! I can get coverage tailored to each event without committing to long-term policies.

Joana DuBuque

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